11-12 Billion VND: Smart Investment Strategies for Stable Financial Future

If you receive a substantial amount of money like 11-12 billion VND, it is important to invest it wisely and use it for the right purposes. However, if the value of land increases due to planning, it may be advisable to wait another 1-3 years before making any investment decisions.

The person seeking advice is a 38-year-old man with a wife and two daughters born in 2010 and 2013. His family’s economy is stable with a monthly income of over 25 million VND. He owns two pieces of land, one of which is being prepared for planning with an amount of about 11-12 billion VND. The man works for a company and has never done business before. When he received the compensation, he was unsure how to make a profit with it other than depositing it in the bank to earn interest. He decided to seek the help of a consultant to manage and use the money properly, preserve it, and limit price slippage.

The consultant advised that with a stable monthly income, the person already has a solid base to start from. When owning a large amount of money like 11-12 billion VND from a 1-hectare piece of land, investing smartly and allocating the money wisely is crucial for their financial plan. The consultant provided assessments and suggestions based on the limited information received.

If the family receives an amount of 11-12 billion VND due to planning or increased value of land from development plans, they have several options for investment opportunities such as real estate, stocks, bonds, and fund certificates. The consultant recommended allocating about 50% of the money for rental investment in real estate while reserving about