New Biden Rule Set to Reverse Trump’s Deregulation of Health Care for Small Businesses and Freelancers

The Biden administration has recently reversed a rule implemented by the Trump administration that allowed small businesses and self-employed individuals to enroll in association health plans that did not meet all the standards of the Affordable Care Act. The new rule, identified as RIN:1210-AC16, was approved by the White House and is scheduled to be published in the Federal Register on April 30th.

The previous regulation under Trump had broadened the definition of “employer” to enable businesses to form groups and enroll in cheaper health plans. However, this new rule issued by the DOL replaces that definition and ensures that individuals have access to comprehensive health coverage that adheres to the regulations set forth by the Affordable Care Act. This decision by the Department of Labor signifies a shift in policy priorities from the previous administration towards strengthening healthcare protections for small businesses and self-employed individuals.